What You Need To Know
When you’re part of a couple, your spouse’s/domestic partner’s life changes affect you too. If they start or stop work or change employment status that results in a loss of access to other coverage, you have 31 days after the loss of coverage to add them, yourself and any eligible dependents that also lost coverage to your benefits.
Medical, Dental and Vision
If your spouse/domestic partner loses their coverage, you can enroll them, and any eligible dependents who also lost coverage, in your medical, dental and vision plans.
Note that per IRS rules, a portion of your domestic partner’s premium is taken out after taxes, and the company’s portion counts as taxable income.
Health Savings Account (HSA)
Contributing to an HSA? Update your beneficiary and consider increasing your HSA contributions to cover your spouse’s eligible health care costs.
Flexible Spending Accounts (FSAs)
If you experience a qualifying life event, you may be able to enroll in an FSA or increase your contributions to meet your needs. You can also submit your new spouse’s and eligible family members’ expenses for reimbursement.
Voluntary Life and Accident Insurance
You have the option to change your coverage level and purchase additional coverage for your spouse or domestic partner and other eligible family members.
Be sure to review and update your beneficiaries, if desired.
